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Buyer Resources

We have assembled some information which we hope will assist you in making your condominium purchase a little easier.

Downloads

Disclosure Documents

You can download all the documents in the “Disclosure Documents” individually. You will need to save the documents to your computer before you can print them. This page is password protected.

Sign-Off Documents

Download our sign-off documents in PDF from our DropBox.

Calculators & Tools

Mortgage Qualifier Tool

From the Financial Consumer Agency of Canada.

Mortgage Calculator

From the Financial Consumer Agency of Canada.

Need a Mortgage Specialist?

Jacquie Paulovich
Mortgage Specialist

Phone: (403) 340-9567
Email: jacquie.paulovich@rbc.com

Address: 4943 Ross Street, Red Deer

mortgage.rbc.com/jacquie.paulovich

 

Rent vs. Own

Our two sets of calculations (80% and 95%) compare the cost of renting an apartment to owning a condominium. You’ll see that with low-interest rates, even at 95% financing, you are financially ahead by owning.

The monthly cost of owning at 80% financing with a mortgage having a 30 year amortization is only a few dollars more per month than the monthly cost of renting.

 

Articles & Links

Buying and Owning a Condo

Consumer tips from the Government of Alberta (.pdf)

Home Buyers' Plan

Learn how to use your RRSP as all or part of your mortgage down payment.

First Home Buyers' Tax Credit

Learn about how you can use your RRSP towards your down payment.